State Premium Tax Recoveries (SPTR) specializes in locating state premium tax refunds or future annual savings opportunities for insurance companies.  Our vast knowledge and experience of state premium taxes is coupled with company specific research to determine when refunds are available. In most cases, ongoing future annual tax savings will also be experienced by the company. 

State Premium Tax Recoveries, LLC

We never contact a company only to ask that we be permitted to review their returns to look for savings opportunities.

If we contact you:


  • We have already examined your returns which we obtained through various freedom of information Acts.

  • We have determined that a tax refund or savings opportunity does exist for your company.